How to Make Your MCU Credit Card Payment

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Making your Monterey Credit Union credit card payment is easy, secure, and convenient. We offer several payment options to fit your needs, whether you're at home or on the go. Explore the payment methods below and choose the option that's most convenient for you.

Online Banking (Preferred Payment Method)

New to EZCardInfo? Complete the online registration process before signing in for the first time.

Fast, secure payments from your MCU Online & Mobile banking

  • Log in to Online Banking app/Internet Banking
    • Go to MENU (Top Left Corner)
    • Select EZ CARD
    • Select your credit card and continue
    • Select Pay Bill 
    • Choose the payment account, enter the payment amount, then confirm and submit your payment. 

If your payment is entered before 2:00 p.m. PST, it will be credited to your account the next business day. If your payment is entered at or after 2:00 p.m PST, it will be credited to your account on the second business day. It may take up to 1-2 days for the payment to be withdrawn from your payment source account and reach MontereyCU. MontereyCU may delay increasing your available credit until we receive payment. 

By Phone

Need assistance or prefer to pay over the phone?

Call: (866)839-3409

Representatives can assist with:

  • Making a payment
  • Account access
  • General questions

By Mail

Mail your payment to:

P.O. Box 4521
Carol Stream, IL 60197-4521

Be sure to include:

  • Include your credit card number for reference 

You are responsible for ensuring your mailed payment is received on or before the due date. Monterey CU is not responsible for Postal Service delivery delays.

Need Help?

Late or returned payments subject to fees set forth in the Cardholder Agreement. If you have questions about your credit card account or need assistance making a payment, call (866)839-3409.