Mortgage Refinance
Better rates to help you feel more at home
At Monterey Credit Union, we can help you refinance an existing mortgage, which may enable you to lower your interest rate or monthly payment. Our loan specialists are ready to work with you to see how we may be able to put money back in your pocket.
For more information, call Loans-by Phone at 831-647-0101
or 888-632-8567.
Up to $1500 Lender Credit
Lender credit: up to $1,500 credit toward third party closing costs and waiver of our usual $350 origination fee. All loans subject to credit approval. Owner-occupied 1-4 unit California residential property only. Maximum loan-to-value ratio 80%. First position liens only. First position refinances available from $100,000 - $1,200,000. Offer not available on mobile homes. Monterey Credit Union offers refinance and home equity loans. No home purchase loans. Property insurance required. Flood insurance may be required. Rates and program terms subject to change without notice. MCU employees, volunteers and immediate family members are not eligible. MCU complies with applicable state and federal tax reporting requirements. Ask for details.
